Terms and conditions

STAR Asset Finance Ltd Ltd and its affiliates (“STAR Asset Finance Ltd”, “we” or “us”) provide online services including but not limited to the STAR Asset Finance Ltd website (our “Site”) and associated services (collectively, our “Services”).

To look after your privacy and to keep our Services useful, STAR Asset Finance Ltd users and account holders must adhere to this Terms and Conditions Agreement (“Terms and Conditions”) and our Privacy Policy. By using STAR Asset Finance Ltd Services, either as a visitor or an associate, you are deemed to have accepted these Terms and Conditions and our Privacy Policy and consent to allow STAR Asset Finance Ltd to communicate with you electronically regarding our Services.

1. About us

STAR Asset Finance Ltd is a private company whose mission is to consolidate the asset finance sector. STAR Asset Finance Ltd is registered in Guernsey under company number 58708 and our registered office is at Western Suite, Ground Floor, Mill Court, La Charroterie, St Peter Port Guernsey GY1 1EJ.

Read more about STAR Asset Finance Ltd.

2. Use of our Site and Services

Your access to and use of our Site and Services is subject to these Terms and Conditions. It is a legal agreement between you and STAR Asset Finance Ltd and governs your use of our Services. Subject to your acceptance of and adherence to these Terms and Conditions, STAR Asset Finance Ltd grants you a limited, non-exclusive license to utilise our Services as set forth herein.

By accessing and using Our Site and Services, you accept, without limitation or qualification, these Terms and Conditions and our Privacy policy

The terms “you”, “your” and “user” refer to all individuals and entities that access our Services.

3. Modification of Terms and Conditions

We reserve the right to change these Terms and Conditions from time to time without notice, as we deem necessary. A link to the most current Terms and Conditions will be available from the STAR Asset Finance Ltd homepage and we will indicate the date of the latest update at the top of the Terms and Conditions. We encourage you to review the Terms and Conditions periodically to check you understand the latest version. Your continued use of our Services constitutes your acceptance of any changes to the Terms and Conditions.

4. Precautions

Content found on our Site and Services is for informational purposes only and is not a substitute for financial advice.

5. Privacy policy

If you use our Services we may share information about yourself and your experiences. Although we will always ask for your permission to share your information, it is important that you understand how our data sharing relationships work and what information is shared with our different partners and users. We have set out further information in our Privacy Policy which we encourage you to read.

6. Intellectual Property

The contents of our Services and underlying technologies used in connection with the provision of STAR Asset Finance Ltd Services are protected by copyrights, trademarks database rights and other intellectual property rights which are owned by STAR Asset Finance Ltd and/or its partners. You acknowledge this and agree that no part of STAR Asset Finance Ltd’ Services may be copied, displayed, downloaded, distributed or republished other than for non-commercial individual reference with all copyright or other proprietary notices retained, and thereafter may not be recopied, reproduced or otherwise redistributed. Nothing contained herein shall be construed as conferring by implication, estoppels or otherwise any licence or right under any patent or trademark of STAR Asset Finance Ltd, or any third party. You may not obtain or attempt to obtain any materials or information from our Services through any means not intentionally made available to you by STAR Asset Finance Ltd.

7. User Indemnification

You agree to indemnify, keep indemnified, defend and hold harmless STAR Asset Finance Ltd, its officers, directors, employees, agents, suppliers and third party partners from and against all liabilities, losses, expenses, damages and costs, including reasonable legal fees, claims, demands and proceedings whatsoever, howsoever arising, resulting from or in connection with your use of our Services, including any User Generated Content you post, store, reproduce, display, or distribute; your violation of these Terms and Conditions; or your violation of any intellectual property or other third party rights or any applicable law in connection with your use of our Site or Services. We reserve the right to assume control of the defence of any third party claim that is subject to indemnification by you, in which event you agree to cooperate with us in asserting the available defences.

8. Our Services: Limitation of Liability

STAR Asset Finance Ltd works hard to provide helpful and accurate information on our Site and Services but we make no endorsement, representation or warranty of any kind about any information, services or recommendations made through them.

Further, our Site and Services are provided to you on an “as is” and “as available” basis. You agree that access to and use of our Site and Services, their functionality and the content and data therein is at your own risk. To the fullest extent permitted by law, our Site and Services and any individual person or party connected to them or involved in creating, producing or delivering them hereby exclude:

  • all conditions, warranties and other terms that might otherwise be implied by statute, common law or the law of equity; and any liability for any direct, indirect or consequential loss or damage incurred by you in connection with the use, inability to use, or that results from the use of our Services or websites and applications linked to our Services, including, without limitation any liability for loss of income or revenue, loss of business, loss of profit, loss of data, loss of goodwill, wasted management or office time, and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

9. Written Communication and Notices

When using STAR Asset Finance Ltd Services, you accept that communication with us will be mainly in electronic format. We will contact you by email. For contractual purposes, you agree to this electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing. This condition does not affect your statutory rights.

All notices given by you to us, including any complaints that you might have about STAR Asset Finance Ltd Services, must be given to STAR Asset Finance Ltd c/o Third Floor, Colette House, 52–55 Piccadilly, London W1J 0DX or by email.

10. Waiver

If we fail, at any time during the term of your use of Our Site, to insist upon strict performance of any of your obligations under these Terms and Conditions, or if we fail to exercise any of the rights or remedies to which we are entitled under these Terms and Conditions, this shall not constitute a waiver of such rights or remedies and shall not relieve you from compliance with such obligations. No waiver by us of any of these Terms and Conditions shall be effective unless it is expressly stated to be a waiver and is communicated to you in writing in accordance with the methods specified above.

11. Severability

If any of these Terms and Conditions or any provisions of these Terms and Conditions are determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining terms, conditions and provisions, which will continue to be valid to the fullest extent permitted by law.

12. Entire Agreement

These Terms and Conditions and any document expressly referred to in them represent the entire agreement between us in relation to access to and your use of our Site and Services and supersede any prior agreement, understanding or arrangement between us, whether oral or in writing.

13. Availability

All STAR Asset Finance Ltd products and services are subject to availability and are made available at the sole discretion of STAR Asset Finance Ltd.

14. Law and Jurisdiction

These Terms and Conditions and the agreement between you and us will be governed by English law. Any dispute arising from, or related to, these Terms and Conditions or our agreement shall be subject to the non-exclusive jurisdiction of the courts of England and Wales.

15. Data Protection

By supplying information to STAR Asset Finance Ltd, you consent to the processing and use of personal data about you for the writing of press releases and other information about STAR Asset Finance Ltd. This may include transfers of your personal data worldwide, including to countries outside the European Economic Area. You may have rights of access to, and rectification of, some or all of the personal data that are held about you. You may have the right to object to certain processing of personal data about you if you have legitimate grounds to do so. Please contact STAR Asset Finance Ltd c/o Third Floor, Colette House, 52–55 Piccadilly, London W1J 0DX or by email via Contact us if you wish to exercise any of these rights.

You can withdraw your consent to the processing described at any time by sending an e-mail message.